Smartcoin platform starts as a very simple commission app in 2026, then it was upgraded into referral framework which extends earnings to some degree of level depending on the scale and depth of your referred users.

Businesses, especially SME's need help in advertising their products and services which lead to the creation of the app. 

Simply put, the merchants set a budget for commissions or discounts and represent it with smartcoins. In return, every smartcoin users receive a smartcoin which they can use to claim their discounts and commissions from the merchants.

Right now, smartcoin is still on its starting phase, doing it's best to serve more people and connect more quality and reliable merchants.